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UangMe is now officially Licensed by OJK!

Thank you for trusting UangMe as your financial service platform, we will continue our mission to let more people equally access financial services.

UangMe Named to be Featured Fintechs in the Inclusive Fintech 50

Selected from 403 eligible participants from 111 countries

Licensed and OJK Supervised

We are licensed and being supervised by OJK since Jan 2021 with Statement Letter KEP-4/D.05/2021.

WHAT USERS SAY ABOUT UANGME

Agus Setiawan S

Office Worker

I noticed UangMe because the ratings and comments in the Play Store are mostly positives. When I used UangMe for the first time, I applied for the loan because my office payroll was late and I had some bills to pay. The registration process is not complicated and the approval is fast. The disbursement was also quick and went straight to my bank account. The interest rate is acceptable to me. I recommend people to use UangMe because its hassle-free, simple and has a quick approval time.

M. Reza Yuferian

Operation Supervisor

I knew about UangMe because my friend recommended it to me.I decided to apply for a loan in UangMe because I needed extra cash to pay for my child’s tuition fee. During the pandemic, UangMe also helped me get extra funds for my family’s daily needs as I had to work from home while suffering from a pay cut. So far, I only use UangMe because I don’t want to do complicated registration in another financial platform. The thing I like about UangMe is the disbursement time; it is really fast. Apart from that, the loan tenor and interest rate are also suitable for me. Thank you Uangme for being helpful!

Saiful Amin

Online Ojek Driver

I have been using UangMe for around 3 months now. I know about UangMe when I saw the online advertisement.I took a loan previously from UangMe because my wife was going to give birth to my son and I need extra cash for the medical fee. During the COVID, UangMe also helped me fund my family’s necessary expenditures. In my opinion, UangMe has a really simple registration process, especially for people like me. The interest isn’t high and sometimes you get an extension when your loan is due. Thank you UangMe for helping me.

Sartika

Office Worker

My Name is Sartika, I've become a lender in UangMe for almost 1 year. I came to know about UangMe from a referral by a friend through a fintech exhibition. Till date, I satisfied with the service. Being a Lender on UangMe allowed me to gain from the economic benefits while having the flexibility to withdraw the funds with no additional fees (transfer fee). UangMe Lender’s relationship specialists are communicative, friendly and fast to respond whenever there is a problem.

Numan Al Ghussayiri

Office Worker

I have been using UangMe for about 4 months now. I came across UangMe while browsing the Google Play Store for financial apps. I tried to apply on UangMe because I had an urgent need back then which required extra funds. During the pandemic, UangMe also helped me pay for my daily expenses.UangMe’s response is quick and I had no issues with loan application thus far.

Suryadi Wirja

Office Worker

I’m a UangMe lender since September 2019. I came to know about UangMe Lender application from Youtube. TKB90 UangMe is good. The rate is competitive enough and the product is flexible. I hope that in the future, UangMe is still secure and there's an interesting bonus depends on customer's lending amount.

ANGGOTA DARI

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PARTNER

ATTENTION

UangMe is the only peer-to-peer lending app owned by PT Uangme Fintek Indonesia, a company that is officially registered in OJK by Registration Letter of S-584/NB.213/2018. UangMe is not affiliated with other application or party which on purpose disguising as UangMe and offering loan service or any kinds of help in the name of UangMe.

We strongly advice our users to be careful for potential fraud & scam action and always re-check any kinds of offering or help that represents UangMe without using the official customer service channel of UangMe. We also suggest our users to not use illegal, unknown, or unregistered platforms. Any kinds of scam, fraud, or loss inflicted to the user due to user negligence is out of UangMe’s jurisdiction & responsibility.

Please always use our official Customer Service channel for communication:

Email: cs@uangme.com

Phone: 021-5082 0086

Thank you for your attention!

Contact Us

Email:

cs@uangme.com

Telephone:

Customer Service: 021 - 5082 0086

Address:

Office:
AIA Central 32nd Floor
Jl. Jend. Sudirman Kav 48A Setiabudi, Jakarta Selatan
12930

Address:

Customer Care:
Graha Azis Unit B, Jl. K.H. Abdullah Syafei No. 12, Jakarta Selatan

DISCLAIMER RISIKO:

1.Information Technology Based Lending and Borrowing Service (“Lending and Borrowing Services”) is a civil agreement between the Lender and the Borrower, so that all probably risks arising from the agreement are borne entirely by each party.

2. Credit risk or default is borne entirely by the Lender. There is no state institution or authority responsible for the risk of this default.

3. The Operator with the approval of each User (Lender and / or Borrower) accesses, obtains, saves, manages and / or uses the User's personal data ("Utilization of Data") on or inside objects, electronic devices (including smartphones or cellular phones, hardware or software, electronic documents, applications or electronic systems owned by Users or controlled by Users, by notifying the purpose, limits and mechanism of Utilizing such Data to the User concerned before obtaining an agreement intended in this Lending and Borrowing Services.

4. To avoid any of credit risk or default Lender who does not have the knowledge and experience of lending and borrowing are advised not to use this service.

5. Borrower must consider, learn and fully understood regarding the loan interest rate and other fees in accordance with the ability to repay the loan.

6. Every fraud is digitally recorded in cyberspace and can be known to the wider community on social media.

7. Users must read, learn and understand this information before making a decision to become a Lender or Borrower.

8. The Government, in this case the Financial Services Authority, is not responsible for any violations or non-compliance by Users, both Lenders and Borrowers (either due to intentions or negligence of Users) to the provisions of legislation and agreements or agreements between Operator and Lender and / or Borrower.

9. Every loan lending transaction or activity or the implementation of an agreement regarding borrowing between or involving an Operator, Lender, and / or Borrower must be carried out through an escrow account and virtual account as required by the Financial Services Authority Regulation Number 77 / POJK.01 / 2016 concerning Information Technology-Based Lending and Borrowing Services and violations or non-compliance with the provisions constitute evidence of violation of law by the Operator so that the Operator must bear compensation suffered by each User as a direct result of violation of the aforementioned law without reducing Users rights who suffer losses according to the Civil Code.

PT Uangme Fintek Indonesia (hereinafter shall referred as Operator, Company or UangMe depend on the context) is a legal entity established under the Law of the Republic of Indonesia. Standing as a company that has been regulated by and under the supervision of the Financial Services Authority (OJK) in Indonesia, the Company provides interfacing services as liaison parties who provide loans and parties that need loans including funding from individuals, organizations and legal entities to certain individuals or legal entities. The company does not provide any form of advice or funding recommendations regarding the options in this site.

The content and material available on the UangMe website are intended to provide information and is could not possible to be considered as an offer, request, invitation, suggestion, or recommendation to invest in securities, capital market products, or other financial services. Companies in providing services are limited to administrative functions.

Funding and loans placed in UangMe bank account are not and will not be considered as deposits held by the Company as stipulated in the Legislation concerning Banking in Indonesia. The company or any Director, Employee, Employee, Representative, Affiliate, or Agent does not have any responsibility related to any disturbances or problems that occur or are considered to occur due to the lack of preparation or publication of the material listed on the Company's website.