Merchant List
EnglishBahasa Indonesia

What is UangMe Paylater?

Licensed and regulated by OJK since 2018, UangMe is one of leading fintech platforms in Indonesia.

UangMe PayLater allows you to freely enjoy shopping or applying for cash advance for 30 days up to 6 months to pay back. Apply within 5 minutes, get the result within 1 minute and receive disbursement within 1 minute after. Audited by ISO27001, all your data and privacy are fully protected.

Why Choose UangMe?

Paperless Application

100% digital submission without
any offline document required.

5 minutes to complete application.

Faster Process

Within 1 minute, you can get
the approval result.

Faster Disbursement

With 2 clicks to shop with
approved credit easily.

Within 1 minute, you can
receive the personal loan.

Higher limit, multiple payment choices

Get credit limit up to 20 million
to shop.

Easily choose payment term of
30 days or 3, 6-month installment.

Safe and Trusted

Fully licensed and regulated by the
Financial Services Authority (OJK).

All data and privacy are strictly
protected by ISO27001.

Responsible and reliable fintech
platform since 2018.

Abundant Promos and Discounts

Enjoy shopping with great
promos and discounts.

Convenient Payment

Supporting On-line transfer,
ATM or Minimarket.

Financial Inclusive

Awarded as 2020 world top 50
Inclusive Fintech.

With AI and big data technology,
We can help improve the quality of life
of Indonesian people.

UangMe Lender

Secure funding platform with economic benefit

Berizin dan Diawasi OJK

Kami telah memperoleh status berizin dan diawasi oleh Otoritas Jasa Keuangan Republik Indonesia sejak Januari 2021 dengan surat keputusan KEP-4/D.05/2021

Members of


Q1: What is the main requirement to register as a Borrower at UangMe?
Q2: Which region is within the reach of UangMe's service?
Q3: How am I supposed to fill my name during registration?
Q4: I don't have KTP, can I register with a KTP Registration Document?
Q5: Does UangMe support the regstration for foreigner?
Q6: I don't have children and vehicle, do I have to fill the data?
Q7: Why UangMe requires me to fill the information of Emergency Contact?
Q8: I always face problem during selfie process. What should I do?
Q9: Can I use other bank account beneficiary other than my name?
Q10: Why I cannot change my name in the Bank Account menu?
Q11: I am a self-employed user that run my business online (Online Shop) and don't have any Business document as a proof. What can I upload as the working proof?
Q12: Can I see the simulation of my repayment schedule before starting the loan application?
Q13: Can I change the information that I have filled?
Q14: Can I add more than 1 bank account?
Q15: Can I use a Virtual Account as the target disbursement account?
Q16: Why I got 'Your KTP has been registered with another number' when entering my ID card information?
Q17: I had registered before, but I couldn't login due to forget password. How can I login?
Q18: I had registered before, but my old phone number was lost or inactive. How can I login?
Q19: Why I got 'Your bank account has been registered on another account' on bank account list form?
Q20: I have fulfilled my emergency contact information on 'Additional Information' form, but why I cannot proceed to the next form?
Q1: What is the main requirement to register as a Borrower at UangMe?

The main requirements are:

- Indonesian citizen

- At least 21 years of age

- Has Indonesian citizen ID (KTP)


UangMe is the only peer-to-peer lending app owned by PT Uangme Fintek Indonesia, a company that is officially licensed in OJK by License Letter of KEP-4/D.05/2021. UangMe is not affiliated with other application or party which on purpose disguising as UangMe and offering loan service or any kinds of help in the name of UangMe.

We strongly advise our users to be careful for potential fraud & scam action and always re-check any kinds of offering or help that represents UangMe without using the official customer service channel of UangMe. We also suggest our users to not use illegal, unknown, or unregistered platforms. Any kinds of scam, fraud, or loss inflicted to the user due to user negligence is out of UangMe's jurisdiction & responsibility.

Please always use our official Customer Service channel for communication:


Phone: 021-5082 0086

Thank you for your attention!