UangMe | Pinjaman Online & Cicilan dan Pendanaan Resmi Berizin OJK

UangMe Fintech Lending

Prodiving a safe, comfortable,
and reliable loan experience for you.

What is UangMe?

Licensed and regulated by OJK since 2018, UangMe is one of leading fintech platforms in Indonesia. UangMe allows you to freely enjoy funding or applying for loan for 30 days up to 6 months to pay back. Apply within 5 minutes, get the result within 1 minute and receive disbursement within 1 minute after. Audited by ISO27001, all your data and privacy are fully protected.

Fast process,
Simple steps

UangMe Fintech Lending

Prodiving a safe, comfortable,
and reliable loan experience for you.

What is UangMe?

Fast process,
Simple steps

The UangMe interest rate
drops to 0.2% per
day.

*Effective from January 1, 2025

Get fast, reliable

online fund loans

that are

fast, trustworthy,

and legitimate with low interest rates and no collateral.

Loan Amount

Rp. 50,000,000

Loan Period

3 months

Monthly installment
Interest included

Rp. 19,708,333

*Simulation above is only meant as example and not representing direct reference. More info about the loan can be checked within UangMe app.

Why Choose UangMe?

Paperless Application

100% digital submission without
any offline document required.

5 minutes to complete application.

Faster Process

Within 1 minute, you can get
the approval result.

Faster Disbursement

Simple transaction in 2 steps after approval

Within 1 minute, you can
receive the personal loan.

Higher limit, multiple payment choices

Limit up to 20 million

Easily choose payment term of
30 days or 3, 6-month installment.

Safe and Trusted

Fully licensed and regulated by the
Financial Services Authority (OJK).

All data and privacy are strictly
protected by ISO27001.

Responsible and reliable fintech
platform since 2018.

Abundant Promos and Discounts

Enjoy special promotions
and discounts.

Convenient Payment

Supporting On-line transfer,
ATM or Minimarket.

Financial Inclusive

Awarded as 2020 world top 50
Inclusive Fintech.

* The Inclusive Fintech award was awarded by InclusiveFintech 50 under 2020 Cohort

With AI and big data technology,
We can help improve the quality of life
of Indonesian people.

UangMe Lender

Secure funding platform with economic benefit

What Users Say About UangMe

I noticed UangMe because the ratings and comments in the Play Store are mostly positives. When I used UangMe for the first time, I applied for the loan because my office payroll was late and I had some bills to pay. The registration process is not complicated and the approval is fast. The disbursement was also quick and went straight to my bank account. The interest rate is acceptable to me. I recommend people to use UangMe because its hassle-free, simple and has a quick approval time.

I knew about UangMe because my friend recommended it to me.I decided to apply for a loan in UangMe because I needed extra cash to pay for my child’s tuition fee. During the pandemic, UangMe also helped me get extra funds for my family’s daily needs as I had to work from home while suffering from a pay cut. So far, I only use UangMe because I don’t want to do complicated registration in another financial platform. The thing I like about UangMe is the disbursement time; it is really fast. Apart from that, the loan tenor and interest rate are also suitable for me. Thank you Uangme for being helpful!

I have been using UangMe for around 3 months now. I know about UangMe when I saw the online advertisement.I took a loan previously from UangMe because my wife was going to give birth to my son and I need extra cash for the medical fee. During the COVID, UangMe also helped me fund my family’s necessary expenditures. In my opinion, UangMe has a really simple registration process, especially for people like me. The interest isn’t high and sometimes you get an extension when your loan is due. Thank you UangMe for helping me.

My Name is Sartika, I've become a lender in UangMe for almost 1 year. I came to know about UangMe from a referral by a friend through a fintech exhibition. Till date, I satisfied with the service. Being a Lender on UangMe allowed me to gain from the economic benefits while having the flexibility to withdraw the funds with no additional fees (transfer fee). UangMe Lender’s relationship specialists are communicative, friendly and fast to respond whenever there is a problem.

I have been using UangMe for about 4 months now. I came across UangMe while browsing the Google Play Store for financial apps. I tried to apply on UangMe because I had an urgent need back then which required extra funds. During the pandemic, UangMe also helped me pay for my daily expenses.UangMe’s response is quick and I had no issues with loan application thus far.

I’m a UangMe lender since September 2019. I came to know about UangMe Lender application from Youtube. TKB90 UangMe is good. The rate is competitive enough and the product is flexible. I hope that in the future, UangMe is still secure and there's an interesting bonus depends on customer's lending amount.

What Users Say About UangMe

Berizin dan Diawasi OJK

Kami telah memperoleh status berizin dan diawasi oleh Otoritas Jasa Keuangan Republik Indonesia sejak Januari 2021 dengan surat keputusan KEP-4/D.05/2021

Regulators

Partners

FAQ

Application

Registration

Repayment

Q1: How long is the verification process?

Q2: How do I know that my account verification process is success?

Q3: My verification is rejected. Am I eligible for another verification process?

Q4: Is my loan directly disbursed after my sucessful verification process?

Q5: What is the meaning of Credit Score?

Q6: How long is the process of fund disbursement to my bank account?

Q7: How do I know that the fund has been disbursed to my bank account?

Q8: When is the reset time of my loan limit?

Q9: Can I apply for second disbursement request before I completely paid off all of my first loan bill?

Q10: I have received the disbursement success SMS but I haven't received the fund yet on my bank account. What should I do?

Q11: Can I increase my loan limit?

Q12: Can I cancel my disbursement request?

Q13: Can I delete my data from UangMe?

Q14: What is the meaning by extra balance during my loan application?

Q15: Why I got 'You are not within the loan criteria' message during my loan application?

Q1: How long is the verification process?

The verification process is usually taking 1 - 3 days to complete. Please make sure that your phone number is active and you are available to be called by our verification team during that period so your verification process can run smoothly.

ATTENTION

UangMe is the only peer-to-peer lending app owned by PT Uangme Fintek Indonesia, a company that is officially licensed in OJK by License Letter of KEP-4/D.05/2021. UangMe is not affiliated with other application or party which on purpose disguising as UangMe and offering loan service or any kinds of help in the name of UangMe.

We strongly advise our users to be careful for potential fraud & scam action and always re-check any kinds of offering or help that represents UangMe without using the official customer service channel of UangMe. We also suggest our users to not use illegal, unknown, or unregistered platforms. Any kinds of scam, fraud, or loss inflicted to the user due to user negligence is out of UangMe's jurisdiction & responsibility.

Please always use our official Customer Service channel for communication:

Email: cs@uangme.com

Phone: 021-5082 0086

Thank you for your attention!

PT. Uangme Fintek Indonesia

Contact Us

Customer Care

Email:cs@uangme.com

Telephone:021 - 5082 0086

021 - 5097 5085

Hours:Weekdays (Monday - Friday) : 08.00 - 18.00

Saturday - Sunday : 08.00 - 17.00

Walk-In

Hours:Weekdays (Monday - Friday) : 08.00 - 16.00

Address:Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04, Depok, Jawa Barat 16412.
GPS: -6.40642535165114, 106.84429578492892

Address

Office :
AIA Central 32nd Floor
Jl. Jend. Sudirman Kav 48A Setiabudi, Jakarta Selatan
12930
GPS: -6.21800306880116, 106.81699325245067

Address:

Operational Office :
Jl. Letjen Suprapto No.70, Ngampilan, Kota Yogyakarta, DI Yogyakarta 55261.
GPS: -7.795820012415266, 110.3566943997218

RISK DISCLAIMER:

1. LPBBTI is the provision of financial services to bring together Fund Providers and Fund Recipients in conducting conventional Funding or based on Sharia Principles directly through an Electronic System using the internet;

2. LPBBTI's business activities are subject to all provisions of laws and regulations related to LPBBTI;

3. The Organizer is an Indonesian legal entity that provides, manages and operates LPBBTI either conventionally or based on Sharia Principles;

4. The Organizer is licensed and supervised by the Financial Services Authority;

5. The Organizer may only access, obtain, store, manage, process and/or use Users' Personal Data after obtaining consent from Users;

6. The Provider can only access the camera, location, and microphone on the User's device;

7. The User must understand the transaction and the contents of the LPBBTI agreement, including the upper limit of the Funding facility adjusted to the User's ability to conduct transactions;

8. All Funding risks arising in LPBBTI transactions are fully borne by the Funders. The Organizer shall be liable in the event of negligence or error caused by the Organizer and causing loss to the Funder;

9. The User guarantees the authenticity of all documents submitted. For any falsification of documents or other criminal acts committed by the User, the Organizer may take legal action including processing the action in question to the competent authorities;

10. The Organizer does not charge any fees to the User for the complaint service;

11. The Organizer submits settlement and collection procedures to the Fund Provider and Fund Recipient in the event of Funding default committed by the Fund Recipient; and

12. other things that need to be considered related to the characteristics of the products owned by the Organizer.

UangMe Fintech Lending

What is UangMe?

UangMe Fintech Lending

What is UangMe?